FE CREDIT

Tầng trệt, 144 Cộng Hòa, P12, Q.Tân Bình, TP HCM.

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Fintech CNTT

FE Credit is an organization that develops Consumer Credit Division under VPBank (Vietnam Prosperity Joint Stock Commercial Bank). Up to now, FE Credit has been operating for 6 years and developed into a strong financial company with more than 15,000 employees and many partners spread across 64 provinces across the country.

I. OVERVIEW:

FE Credit was born with the mission of providing simple but effective financial solutions to people throughout the territory of Vietnam. Since 2015, FE Credit has been operating as an independent legal entity called FE Credit Finance Company, dealing in consumer lending without mortgage. Up to now, FE Credit has been a popular consumer credit service in Vietnam.

Formerly a Consumer Credit Division of Vietnam Prosperity Joint Stock Commercial Bank (VPBank), FE CREDIT has successfully transformed its Consumer Credit activities into a new independent legal entity, identified with the Trademark. FE CREDIT in February 2015. After 8 years of operation, FE CREDIT has established a solid foundation to become a leading consumer finance market with a nationwide network of more than 13,000 points of sale and more than 17,500 employees, FE. CREDIT, in partnership with more than 9,000 partners, has served nearly 10 million Vietnamese people in addressing financial difficulties through their unsecured lending products and services.

FE Credit possesses many advantages that no other credit service has. There is a simple loan process, quick application processing and dedicated customer service. Comprehensive cooperation programs and close risk management system.

Commitment of FE CREDIT: In addition to providing fast, easy, professional consumer lending (the main message of the FE CREDIT brand) to consumers, we are committed to:

  • CUSTOMER: Fulfill customer needs through PROFESSIONAL customer service.
  • INVESTORS: Continue to stay focused and efficient in the way we run our business.
  • PARTNER: Providing partners with POTENTIAL and ACCURATE business opportunities
  • STAFF: Building a fair and rewarding work environment
  • COMMUNITY: Promote the community support MEANING & ASSURANCE of welfare for the people of Vietnam.

II. SERVICES:

Currently, FE Credit is providing 3 unsecured consumer loan packages: personal loan, installment loan and mortgage.

  • PERSONAL LOAN:
    • With a personal loan, customers can borrow up to 8 times of personal income and not exceeding 70 million dong at the same time.
    • Those eligible for personal consumption loans are those aged 21 to 65 years. Vietnamese citizens who are living in areas within the scope of business activities of FE Credit Company (having FE Credit agent in the locality). Borrowers must prove their personal income at the present time.
    • The term of a personal consumption package is from 6 months to 36 months.
  • LOAN TO BUY MORTOBIKE:
    • FE Credit’s second service package is a loan to buy a motorbike without paying personal income proof. This service package allows customers to borrow up to VND 70 million. Loan term is from 6 to 24 months, with interest rate from 3% / month. This service pack pays customers in advance from 20 to 90% of the value of a motorbike.
    • For services requiring income proof, customers may borrow no more than VND 70 million. The interest rate is from 1.66% / month, the loan term is from 6 to 36 months Call this service prepayment from 20- 80% of the value of the motorbike.
  • LOAN TO BUY HOUSEHOLD GOODS:
    • The loan package does not need proof of income.
    • With the service package which does not require proof of personal income, customers can borrow no more than 15 million VND at an interest rate of 2.43% / month. Loan term of this package is about 6 – 18 months. This loan package will prepay from 20% – 75% of the value of the item.
    • Loan package with proof of income: With a loan package with a requirement to prove personal income, customers can borrow no more than VND 16 million with an interest rate of 1.51% / month. Loan term of this package is from 6 to 12 months. This loan package will pay 30% of the value of the item in advance.

III. BUSINESS OPERATION:

  • 2010:
    • 02/11/2010: Established Consumer Credit Bank of Vietnam (FE CREDIT).
    • Successful development of the first product: Loan – Buy motorcycle on installment
  • 2011: The distribution channel network reaches the milestone of 2,000 points of sales nationwide
  • 2012:
    • Product launch: Cash Loans – One of the key products
    • Established direct sales and sell channel through third party partners
    • Achieved 150,000 customers, becoming a market leader.
  • 2013:
    • Product launch: Loans for cell phones, electricity appliances – installment loan
    • Expand sales network through businesses and alliances.
  • 2014:
    • Product launch: Loans for cell phones, electricity appliances – installment loan
    • Expand sales network through businesses and alliances
  • 2015:
    • Successfully transformed all business activities into independent legal entity – Vietnam Prosperity Finance Limited Company (FE CREDIT brand) with new and simple brand identity.
    • A pioneer in consumer finance credit card debuts
    • Expand the online sales channels, mobile apps, and more
    • Proudly to be the best Consumer Finance Company in Vietnam
    • 2015 – Global Banking and Finance Review Award
  • 2016:
    • More than 14,600 employees are working at FE CREDIT
    • Serving about 3,000,000 customers
    • Expand cooperation with nearly 4,000 partners
    • Developed more than 5,800 outlets across the country
    • Proudly to be the best Consumer Finance Company in Vietnam
    • 2016 – Global Banking and Finance Review Award
  • 2017:
    • Serving over 6,000,000 customers
    • Expand cooperation with more than 7,000 partners
    • Developed nearly 11,000 Point of Sales (POS) nationwide
    • Became one of the leading credit card issuers with a total of nearly
    • 500,000 cards issued in the market
    • Awarded Best Consumer Finance Brand South East Asia 2017 by
    • Global Brands magazine and Vietnam Excellent Brand Award 2016 by Vietnam Economic Times and Trade Promotion Agency
    • Increased the chartered capital from VND 2.790 billion to VND 4.474 billion in July 2017
    • Obtained a USD 100 million loan by Deutsche Bank in November
    • 2017. This is Deutsche Bank’s largest loan to the consumer finance industry in Vietnam to date
  • 2018:
    • Serving nearly 10,000,000 customers
    • Expand cooperation with more than 9,000 partners
    • Developed over 13,000 Point of Sales (POS) nationwide
    • Occupied nearly 50% of the share of consumer finance in Vietnam as per published STOXPLUS reports.
    • Signed a USD50 million loan contract with Lion Asia in January 2018
    • Launched $NAP – the first robotic lending mobile apps in Vietnam
    • in July 2018, allowing customers to get instant loan approval in 15 Minutes

III. ACHIEVEMENT:

  • 2015: FE CREDIT was honored and awarded the international award “Best Consumer Finance Company Vietnam 2015” by the Global Banking & Finance Review (GBAF – the United Kingdom).
  • 2016:  FE CREDIT was honored and awarded the international award “Best Consumer Finance Company Vietnam 2016” by the Global Banking & Finance Review (GBAF – the United Kingdom).
  • 2017:
    • TOP 50 Vietnamese Organizations with attractive employer brand at Vietnam best place to work surve organized by ANPHABE
      2 awards at the Card & Electronic Payments International (CEPI)
    • Asia Awards 2017 “Best Technology Implementation – Front End” for the Selfie PLUS+ feature of its PLUS+ Credit Card ‘Best Card Offering South East Asia’ for the PLUS+ Credit Card
  • 2018:
    • “Best Consumer Finance Company South East Asia 2018” granted by Global Business Outlook
    • “Most Innovative consumer Finance Company Asia 2018” granted by Global Brands
    • “Most Innovative Consumer Finance Company Asia 2018” granted by Global Brands
    • FE CREDIT excellently ranked in the top of 500 Most Profitable Companies in Vietnam 2018 (Profit 500) by Vietnam Assessment
    • Report Joint Stock Company (Vietnam Report) in collaboration with VietnamNet
    • FE CREDIT’s credit card product scored a hat-trick of 3 awards at the Card & Electronic Payments International (CEPI) Asia Awards 2018
  • 2019:
    • FE CREDIT was awarded “Consumer Finance Product of the Year” in Vietnam at The Asian Banker Vietnam Country Awards
    • FE CREDIT is recognized as one of the Top 10 largest private company in Finance-Banking-Securities sector, and it is also the only finance company within the Top 100 largest enterprises in Vietnam in all sector, conducted by Vietnam Report and published by VietNamNet

CONTACT INFORMATION:

ADDRESS: Tầng trệt, 144 Cộng Hòa, P12, Q.Tân Bình, TP HCM.
HOTLINE (028) 39 111 555 để được hỗ trợ đăng ký vay.